Touch of Gold

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Touch of Gold

Let’s set up your shop. This takes a minute, and only happens once.

This is what customers see, and what prints on every bill.

Leave it empty for now if you do not have it to hand.

Write it down somewhere safe. Nobody can look it up for you - it is stored scrambled, which is what keeps your shop’s data yours.

No internet connection - you cannot issue a bill until it comes back. Everything else still works. You can look up stock, customers and past bills.
 
 
Touch of Gold
 

My menu

Pin the things you use every day with the ☆ on any menu tile, and they will sit here.

SALES
New
TAX INVOICE

Bill lines

# Item Purity Gross g Making % HUID Rate/g Metal Making Total Remove
› Enter moves along the row · Enter on HUID adds the line · Alt+D deletes a line

Type in the blue row, or scan - the scan box stays focused, so a scanner gun works without clicking anything. ↑ and ↓ move between rows.

Old gold taken in

Total

Nothing billed yet-

GST is always two lines - 3% on metal (HSN 7113) and 5% on making (HSN 9988). Never blended. A settled figure becomes a named discount before tax, never a quietly adjusted price.

F2 item without barcode · F4 trade-in · F9 issue

Stock

Nothing here yet.

Lot and Tag

A lot is metal taken in as one weight and cut into pieces. Tag the pieces as they are made, and the lot tells you what is unaccounted for - the difference between the weight you declared and the weight you have tagged.

No lots opened yet.

Tags

Every piece that came out of a lot. A tag can be corrected, promised against an order, cut into pieces, or - if it never described a real piece at all - cancelled. Cancelled is not melted: melting consumed metal the shop actually had, and a shop counting its melting losses must not find typing mistakes in the total.

Nothing has been tagged out of a lot yet.

Stock JV

For metal that came or went without a sale or a purchase behind it. Fine weight, like every other figure in the metal ledger - a gross figure here would be the one number in the register that meant something different from its neighbours.

Customers

No customers yet. Add one, or add them while billing.

Schemes

No savings schemes yet. Make one, then add the members who pay into it.

Karigars

No karigars yet. Add one, then write a challan when metal leaves the shop.

Approval Issue / Receipt

Nothing is out with anybody. When a customer takes pieces home to show the family, record it here so the stock list stays honest.

Purchase

Stock coming in from a supplier. A purchase is a draft until you post it - posting is what puts the metal on your books, so nothing counts until you say it has actually arrived.

Nothing bought yet. Record what comes in from your suppliers here so the metal ledger and your GST return both know about it.

Your suppliers

No suppliers on file.

Approval Purchase

Goods a supplier has left with you on sale-or-return. Keep what sells, send the rest back - piece by piece, because keeping two of five is what actually happens.

Nothing is here on approval.

Reminder List

Orders you promised, pieces out on approval, loans falling due - everything with a date you gave somebody, worst first. Nothing here is typed in: it comes from the documents themselves, so it cannot go out of step with them.

Nothing is due in the next week. Anything you promise a date for will appear here on its own.

In/Out Challan

Moving metal between your own counters never changes how much you have - only where it is. Giving it to somebody outside does both: it leaves your stock and lands on their account.

No places set up yet. Add the safe, the front counter, the workshop tray - whatever you actually keep stock in.

Moves between your places

Nothing has been moved yet.

At the refinery

Scrap goes out, fine metal comes back, and what does not come back is a real cost - not a counting error. Keeping it separate is how you find out that one refiner is worse than another.

Nothing at the refinery.

Metal out with other people

Gold handed to a bullion dealer, a refiner or another jeweller against their account. It shows on their balance under Accounts too.

None given out.

Orders

Something a customer has asked for that you do not have yet. An order is not a sale - nothing counts as takings, and any money you take is held as theirs until you actually bill it.

No orders on the book. When someone asks for a piece you have to make or get in, record it here so it does not live on a slip of paper.

Sales Quotation

A price given to somebody who has not bought. Nothing is sold and no stock moves - the rate is written down as it stood on the day, so reprinting a quotation gives back what you actually said.

No quotations given yet.

Delivery Pending

Billed, paid for, and still on your shelf. A piece must not leave the shop before it is billed, so this list only ever holds orders that already have their invoice.

Nothing is waiting to be collected.

Accounts

What each person owes you, or you owe them - in rupees and in metal, kept apart. A supplier can owe you money and be owed gold at the same time; those are different things and this screen never adds them together.

Nobody has a running balance. Record a payment, a receipt, or metal in or out, and the account will appear here.

Bhav Issue

When metal has changed hands but no price was agreed, it sits on the account as metal only. Fixing a rate turns some or all of it into rupees. You can fix part of a position and leave the rest open.

Nothing has been fixed yet.

Contra

Your own money moving between your own accounts. It changes where the money is, never how much you have - so this never touches anybody's balance.

No transfers recorded.

Voucher Register

Cash and bank movements that are not a sale and not against a party - rent, salary, a bank charge, an owner's drawing. A voucher is written as a draft first and takes its number only when you post it.

No vouchers written yet.

Dhiran List

No gold is pledged with you. When a customer leaves jewellery against a loan, record it here - the ticket, what you are holding, and what they owe as it grows.

Bulk Messenger

Your pieces in the app

A piece here appears in the Touch of Gold app with the photographs and the details you write. Stock is counted from your own shelf - when the last one is sold the app stops offering it, without you doing anything. What you write is yours: the app shows it, it does not rewrite it.

No pieces are in the app yet. Put one in with its barcode, then write what a customer should see.

Catalogues you can send on WhatsApp

A catalogue is a set of pieces you choose, at a link you send to a customer. Anyone with the link can see it, so it only ever shows the pieces you picked - never your whole stock - and you can switch a link off at any time.

No catalogues yet.

Referral codes

Give an existing customer a code to pass to a friend. The reward is only earned when that friend actually buys something - a code on its own is worth nothing.

No codes given out yet.

Reports

Settings

Your shop

These print on every invoice. Changing them does not touch bills you have already issued - each one keeps the details it was issued under.

Address that prints on your invoice

A tax invoice has to show your address as well as your GSTIN. Until this is filled in, every invoice prints "Address not recorded" where the address should be.

This changes the layout only. Both rates are always charged and always printed - 3% on metal under HSN 7113 and 5% on making under HSN 9988. The tax you pay is identical either way, and the summary line is the two added together, never a single blended rate.

This cannot be changed. It is where your staff sign in, and it is already printed on invoices you have issued.

Lending against gold (Dhiran)

Lending against pledged goods is licensed by your state, separately from anything to do with billing or GST. Dhiran will not take a pledge until a licence number is recorded here. If you are not sure whether you need one, ask your accountant before you start lending.

Leave this empty and the Dhiran screen stays switched off. Every pledge records the licence it was taken under, so changing it later does not rewrite old ones.

These are only the defaults offered at the counter. Whatever is agreed on a pledge is stored on that pledge - changing your rate here never changes what an existing customer owes.

Your password

People who can sign in

NameSign-in addressCan doStatus

Utility

This software

What is running on this machine right now. Read this out if you ever ring for help - it is the first thing support will ask for.

Database updates

Every change ever made to the shape of your data, and whether this copy has them all.

No.What it changedApplied

Backups

Backups sit on the same disk as your data. They will save you from a mistake; they will not save you from the machine itself failing, so copy one onto something else from time to time.

What has been taken

No backup has been taken yet.

How the counter behaves

Leave this empty and everything is dated today, which is what you want almost always. Set it only to catch up on a day you could not bill, and clear it the moment you are done - a working date left behind is how three days of sales end up on one date.

Weighing scale

A scale that plugs into this machine can type the weight for you. It needs a browser that can talk to a serial port - Chrome or Edge on a PC - and it will ask your permission the first time.

Send a message

This works out who to send to and hands the list to your phone or your mail program. It does not send anything itself, and it never includes anybody who has not agreed to be messaged.

Nobody yet - pick a list and press "Work out who".

Appointments

Who is coming in, and what for. Your own diary - nothing here is visible outside the shop.

Nobody is booked in.

Notes

Every note anybody has typed - on a customer, a supplier, a pledge, an order - in one place, so you can find the one you remember writing.

Nothing has been noted yet.

Check the posting

Does every bill you have issued have the stock going out to match it? This only looks and tells you. It does not put anything right by itself - a movement invented after the event would carry a weight nobody weighed.

Change making charges in bulk

When your karigar's rate changes, this re-prices what is still on the shelf. It does not touch the gold rate - that is Bhav, at the counter - and it never touches a piece you have already sold, because those terms are printed on its bill.

Photographs of your pieces

Pictures on a piece are what a customer sees - on a catalogue you send on WhatsApp, and on the piece's own page in the app. Take them on the phone or pick files - each one is squared off and shrunk here on this machine before it is saved, so it costs you almost no data and opens instantly for whoever you send it to. Up to six per piece, and the first one is the picture shown wherever there is only room for one.

Purchase bills from a spreadsheet

When a supplier sends the bill as a file instead of on paper. It is checked first and shown to you before anything is written, and it comes in as a draft - nothing goes onto the shelf and nothing is owed until you post it from Purchases yourself.

The file needs these columns, in any order and in any capitalisation: Supplier, Invoice No, Invoice Date, Description, Metal, Purity, Gross g, Stone g, Rate per g, Tax. Several rows with the same supplier and invoice number become one bill.

Nothing read yet.

Move a balance to somebody else

When one person settles another's account - a brother paying his sister's bill, or a supplier and a karigar who are the same family firm under two names. Nothing is forgiven and nothing is written off: you are owed exactly what you were owed a moment ago, by a different person.

Required. A balance that moved for no recorded reason is an argument waiting to happen, and the note is what settles it.

Print a tag again

A label that has come off or worn out. Scan or type the barcode and it prints the same details the piece already carries - nothing is changed, so a reprint can never disagree with the stock it describes.

Send the day's figures

The takings from a day you have closed, as a message you can send yourself or your accountant. It only ever offers a day that has actually been closed - sending half a day's figures is worse than sending none.

Masters

Item groups

What a kind of piece is worth making, before anybody has made one. A group's code prefix becomes part of every item code it issues, so it cannot be changed once pieces exist under it.

NameCodeMetalPurity MakingWastage HSNStatus

Designs

A design is a group with its own terms. Leave a figure empty and the piece takes the group's; put 0 in and the charge is genuinely waived.

CodeNameGroup MakingWastage Typical wtStatus

Labour rates

What making costs you, per karigar - the rate and the wastage you allow them. These are terms, not history: a challan already issued keeps the numbers it went out under.

KarigarMakesPhone Labour / gAllowance Status

Masters

The lists the rest of the software picks from. A code is issued once and never edited afterwards — other records point at it, and a tag or an invoice already printed carries it. Names can be corrected. Nothing is deleted: an entry you stop using is retired, so a piece booked against it last year still reads correctly.

HSNCode

What each kind of stock files under, and the two rates that go with it. Both are kept because a jewellery invoice needs both — 3% on the metal under 7113 and 5% on the making under 9988, as two lines and never blended. Recorded here for the shop and its accountant; what a bill actually charges is computed by the billing engine, never read from this table.

CodeWhat it covers On the goodsOn making Status

Bank Master

Your own accounts, so a receipt can say which one the money went into. A shop with two current accounts could not tell them apart in the ledger before this. No customer bank details are stored anywhere in this software.

BankBranchAccountIFSC Status

Diamond Size

Sieve bands, from a millimetre size to the weight of one stone. One carat is exactly 200 milligrams — that is the definition, not a conversion — so a stone weighs in the same unit as everything else here and the carat figure is worked out for display, never stored twice.

SizeFrom (mm)To (mm) One stoneCaratsStatus

Other A/c Master

The accounts that are neither a customer nor a supplier: cash, bank, expenses, capital. The opening balance carries a side rather than a minus sign - Dr means they owe you, Cr means you owe them. Recorded, not posted: an opening balance here does not create a ledger entry.

CodeAccountOpeningSide As ofStatus

Opening Gold Advance

Metal a party was already holding, or that you already owed, on day one. In fine weight, and never netted against rupees - those are different obligations and combining them needs a rate nobody agreed to.

PartyMetalFine Which wayAs of

Item

The catalogue entry between a group and a piece - "22K Bangle, plain" - which you stock many of. Opening stock is recorded, not created: booking real pieces in is intake's job, and a piece with no weight, tag or HUID would be no use to anyone.

CodeItemGroupHSN TypicalIn stockOp. pcsOp. weight Status

Diamond Master

The grades you deal in and what you pay per carat. Shape, colour and clarity are your own words, not a fixed list. The per-milligram figure is worked out from the carat rate, so the two can never disagree.

CodeGradeShapeColourClarity Per caratPer mgStatus

LabourCode Master

Your own rate card, so a challan can quote a code instead of repeating a figure. Distinct from Labour Master, which says what a particular karigar charges. One rate, and the basis says which unit it is in.

CodeWhat it coversBasisRateStatus

Sales Margin

The margin you expect, per group. One per group - setting it again replaces it. It does not price anything: what a piece sells for is the rate, the making and the wastage on the bill, and nothing else.

GroupMarginNote

Account TDS Lower Deduction

Certificates that allow tax to be withheld at less than the standard rate. Recorded only - this does not change what is deducted on a payment. A certificate that quietly altered a deduction would be worse than one that does nothing, because nobody would know which payments it touched.

PartySectionCertificateRate FromToIn force

Depreciation Asset

The safe, the scales, the counters. Cost, the rate it depreciates at, and when you bought it. The schedule is not worked out here - that needs a method and a year-end convention, and neither has been decided.

CodeAssetCostRate BoughtStatus

Daily Rate

What the counter is pricing from right now. Normally these arrive from the live feed; a rate typed here replaces the cached one for that metal and purity, which is what you want when the feed is down and the shop still has to sell.

MetalPurityPer gramWhere it came fromAs at

Price Calculation

What a piece would come to, before anybody commits to it. Nothing is saved and no stock moves - this is a question, not a bill.

Item Weight Range

Your own bands, for the reports that group stock by how heavy a piece is. The top band has no ceiling — it reads and above rather than carrying an invented upper figure.

BandFromTo OrderStatus
Expected cash
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Tender diff.
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Record the HUID

Six characters, as the hallmarking centre gave it. Nothing else about a piece changes here - a piece booked in wrong is written off and booked again, so the weight every past bill was worked out from stays as it was.

Record

Item group

The prefix becomes part of every item code this group issues, and the metal decides what the rate is read from - so neither can be changed once the group has produced a piece. A group that got those wrong is replaced, not edited.

Design

Empty means "use the group's figure". A 0 means the charge is waived - which is a different thing, and the difference shows on the bill.

Entry

The code cannot be changed later - other records point at it. The name can.

HSN code

A code is 4 to 8 digits. 0 is a real rate, not a blank - imitation jewellery genuinely carries none.

Bank

An IFSC is 11 characters: four letters, a zero, then six more. Checked for shape only - this software does not look branches up.

Diamond size

Carats in, milligrams stored - 200 mg to the carat exactly, so nothing is rounded on the way through.

Weight band

Account

Always a positive figure - the side says the direction. Recorded only: this does not post a ledger entry.

Opening gold advance

Item

Every new piece of this item starts with this picture as its first. A piece that looks different can still be photographed on its own from Piece Photos.

Opening stock

Opening stock is recorded, not created. It does not put pieces on the shelf - book those in through stock intake, where they get a weight and a tag.

Diamond grade

Shape, colour and clarity are your own words - this does not impose a grading scale. The per-milligram figure is worked out from the carat rate.

Labour code

Distinct from Labour Master, which is what a particular karigar charges. This is the shop's own rate card.

Sales margin

One margin per group - setting it again replaces the old figure. It does not price anything.

TDS lower deduction

Both dates are required - one that never expires is not a certificate. Recorded only: this does not change what is withheld on a payment.

Asset

Rate by hand

This replaces the cached rate for that metal and purity, and the counter will price from it immediately. Use it when the live feed is down and the shop still has to sell.

Labour rate

The allowance is how much metal may come back short before it is owed. It cannot exceed 100% - an allowance above that would let a karigar return nothing and still be within terms.

Close the day

—
—
—

Count the drawer first, then type what is in it. A day can only be closed once, and the difference is kept on record either way - a shortfall nobody wrote down is a shortfall nobody can look for.

Today's rate

Entered by the shop until the automatic feed is connected. It is saved to the rate history too, so an old invoice can still be explained.

Old gold taken in

Valued at the live pure-metal rate against the tested fineness. The offset comes from this saved record, never from a figure typed into the bill.

Take payment

Take it in as many parts as you like - part card, part cash. Kasar is the bit you knock off to reach a round figure: it settles the bill but no money comes in, so it never counts towards your cash.

Put a piece in the app

The piece has to be in your stock already. Its weight, purity and photographs come from there - you never type them twice.

Left empty, the piece's own name is used.

What the app shows

Recorded as you received it, never issued here - the same rule as HUID.

Your own switch. Separate from whether the app has been told yet.

Make a catalogue

Leave this empty and the link keeps working until you switch it off. A link sent on WhatsApp gets forwarded, so an end date is worth setting.

Add a person

Tell it to them directly and ask them to change it after they sign in. It is not shown again anywhere.

Account

Everything so far

Nothing yet.

New scheme

Eleven months at ₹1,000 with one month added comes to ₹12,000.

Add a member

The account number is given out automatically. Nobody types it.

Account

Every payment

Nothing paid in yet.

Add a karigar

The wastage allowance is what you accept without argument. Anything past it is shown as a shortfall, in grams, on every job.

Write a challan

Pure weight is worked out from the touch. You do not type it.

Karigar

Jobs and their wastage

No metal has gone out yet.

Every challan

Send pieces home on approval

Which pieces

A piece sent out stops counting as stock you can sell, and nobody else can be billed for it until it is back or bought.

Check back in

Send scrap to the refinery

Your own estimate. If you give one, the loss is measured against it rather than against the scrap weight.

Take it back

Kept apart from the metal lost. Some charge in metal, some in rupees.

Add a place

The first place you add becomes the default, and everything already in stock counts as being there until you move it.

Move stock

Which pieces

Metal to or from someone

Take an order

An expectation. It gets weighed properly when it exists.

Not a quote. The rate on the day of billing decides the price.

Order

Held as theirs, not counted as takings.

Add a supplier

Leave it empty for an unregistered dealer. That changes how the purchase is treated for GST, so it is worth getting right.

Record a purchase

What came in

Fix a rate

 

What you actually agreed. It is never filled in from the day's board price - a rate nobody agreed is not a rate.

Record a voucher

Correct a tag

The code and the HUID are not editable here. The code is printed on the label tied to the piece, and changing it in the database while the label stays on the piece is how a scan stops finding what the scanner is pointed at. A wrong code is cancelled and re-tagged; a HUID has its own field, because it is captured from the assaying centre rather than chosen.

Split a tag

CodeItemGross (g)Stones (g)

Promise this piece

The piece stays in stock, because it is on the shelf and it is yours until it is billed. Being spoken for is a fact beside that, not instead of it.

Merge two lots

For two deliveries of the same metal at the same purity that you have decided to work as one. The tags move, the weights add, and the emptied lot is closed so nothing can be tagged into it afterwards.

Give a price

Leave it blank for somebody who has walked in and not given a name - which is most quotations.

Advisory. An expired quotation is still what you said, so nothing acts on this - the list simply says the day has passed.

WhatMetalPurity Gross (g)Stones (g)Making %

Quotation

Take goods on approval

WhatMetalPurity Gross (g)They want (₹)

Open a lot

Stones, thread, anything that is not the metal.

What you expect to cut out of it. The lot compares this against what you actually tag, so a piece that never appears is visible rather than lost.

Tag pieces out of a lot

CodeItem Gross (g)Stones (g) HUIDMaking %

Take a sale back

Filled from what you ticked. Lower it if you have agreed something else - it can never be more than those lines were billed at.

Credit is held as an advance and spends down against their next bill. A bill with no customer on it can only be refunded in cash.

Write a journal voucher

Cash and bank vouchers are counted into the day's close. A plain journal is not - it moves nothing you can hold at the end of the day.

Saved as a draft. It takes its voucher number when you post it, and a number once spent is never given to anything else.

Move money between cash and bank

This does not change how much you have, only where it is. Nobody's balance moves.

Account

Adjust a balance

For a balance that is moving for a reason nobody is paying - a round-off agreed at settlement, a debt given up on, a discount allowed after the bill went out. No money changes hands, so this never touches your cash.

Required. An adjustment with no reason cannot be told apart from a mistake, and the reason is the whole justification for moving a balance by hand.

Take a pledge

What you are holding

Weighed out - you are not lending against stones.

Pledge

Forfeit and settle

Anything left over after the debt is the customer's money, not yours. It is recorded as owed back to them.

Add a customer

Add a piece to stock

Picking an item fills in its name and chooses its kind for you.

The HUID is the code the hallmarking centre gave you. It is recorded exactly as received - this software never makes one up.

Something different about this one

Metal weight is worked out as gross minus stone.

Invoice